Personal accident

Personal accident cover offers a payout should anyone included on the policy be injured due to an accident whilst away.

Choose a cover level:

What is covered on the Platinum level of cover

The following benefits, which will be paid to you or your legal personal representative, if you have a personal accident during your trip which, at the end of 12 months after the date of that accident, is the sole cause of your consequent death or disability:

1) Death – £25,000

2) loss of limb, total and permanent loss of sight in one or both eyes or permanent total disablement – £25,000

NOTE – If you are aged under 16 or over 70 at the time of the accident the death benefit will be limited to funeral and other expenses up to £2,000 and the permanent total disablement benefit will not apply.

What is not covered

Any claims for death, loss or disablement caused directly or indirectly by:

1) a disease or any physical defect or illness;

2) an injury which existed prior to the commencement of the trip;

3) pregnancy;

4) any claims under this section not notified to us within 12 months of the date of the accident;

5) anything mentioned in the General Exclusions.