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Cover summary

Here you can find details of the level of cover offered by both our levels of cover. For any queries please refer to the relevant policy wording or contact the Fit4Travel team.

Choose a cover level:

Using the below you can compare the two levels of cover side by side. To view further details on either level of cover please refer to our policy wording.

Platinum Silver
Cover Excess Cover Excess
Cancelling your trip / Curtailment Up to £5,000 £75 Up to £2,000 £150
Medical expenses Up to £10,000,000 £75 Up to £10,000,000 £150
Dental Expenses Up to £400 Nil Up to £400 Nil
Additional accommodation and travelling costs Up to £2,000 Nil Up to £1,000 Nil
Expenses within the United Kingdom Up to £5,000 £150 Up to £5,000 £150
Hospital benefit Up to £100 per 24 hours up to £1,000 Nil Up to £100 per 24 hours up to £1,000 Nil
Personal Accident** Up to £25,000 Nil Up to £15,000 Nil
Loss of Limb(s)/Eye(s) Up to £25,000 Nil Up to £15,000 Nil
All Benefits if under 18 or over 75 Up to £1,000 Nil Up to £1,000 Nil
Death (18 to 75) Up to £25,000 Nil Up to £15,000 Nil
Death (under 18 or over 75) Up to £5,000 Nil Up to £5,000 Nil
Baggage Up to £2,000 £75 Up to £1,500 £150
Single Item Limit Up to £250 £75 Up to £250 £150
Valuables Limit Up to £250 £75 Up to £250 £150
Sunglasses Limit Up to £70 Nil Up to £75 Nil
Delayed Baggage £25 per 12 hours up to £100 Nil £25 per 12 hours up to £100 Nil
Personal Money and Cash Up to £500 £75 Up to £300 £150
Cash Limit Up to £250 £75 Up to £200 £150
Cash Limit if under 18 Up to £50 Nil Up to £50 Nil
Loss of travel documents Up to £200 Nil Up to £200 Nil
Personal Liability Up to £2,000,000 £75 Up to £2,000,000 £150
Travel Delay £20 per 12 hours up to £300 Nil £20 per 12 hours up to £1,000 Nil
Holiday Abandonment (after 12 hours delay) £5,000 £75 £2,000 £150
Missed Departure Up to £1,000 £75 Up to £750 £150
Catastrophe – Uninhabitable accommodation £1,000 £75 £750 £150
Legal Expenses Up to £25,000 £75 £25,000 £150
Hijack £50 per 24 hours up to £500 Nil Nil Nil
Mugging £50 per 24 hours up to £500 Nil Nil Nil
Pet Care £15 per 24 hours up to £150 Nil £15 per 24 hours up to £150 Nil
Golf Equipment £1,000 £75 £1,000 £150
Single Item Limit £500 Nil £500 Nil
Golf Equipment Hire £40 per 24 hours up to £400 Nil £40 per 24 hours up to £400 Nil
Green Fees £75 per 24 hours up to £300 Nil £75 per 24 hours up to £300 Nil
Back on-board cover £500 £75 £250 £150
Missed Port Departure £750 Nil £500 Nil
Cabin Confinement £75 per day up to £750 Nil £50 per day up to £500 Nil
Cruise Itinerary Changes £100 per port up to £500 Nil £50 per port up to £250 Nil
Unused Excursions £500 £75 £250 £150
Cruise Interruption £750 Nil £500 Nil
Ski Equipment £1,000 £75 £1,000 £150
Owned Single Item Limit £250 £75 £250 £150
Hired Single Item Limit £250 Nil £250 Nil
Ski Hire £75 per 24 hours up to £300 Nil £75 per 24 hours up to £300 Nil
Delayed Ski Equipment £100 Nil £100 Nil
Ski Pack £30 per 24 hours up to £300 Nil £30 per 24 hours up to £300 Nil
Piste Closure £20 per 24 hours up to £200 Nil £20 per 24 hours up to £200 Nil
Avalanche Closure £20 per 24 hours up to £200 Nil £20 per 24 hours up to £200 Nil