Cover summary

Here you can find details of the level of cover offered by both our levels of cover. For any queries please refer to the relevant policy wording or contact the Fit4Travel team.

Choose a cover level:

Using the below you can compare the two levels of cover side by side. To view further details on either level of cover please refer to the relevant policy wording, click here for Platinum cover and here for the Silver cover.

Platinum Silver
Cover Excess Cover Excess
Cancellation Up to £5,000 £75 (£25 for Loss of Deposit) Up to £1,500 £150 (£25 for Loss of Deposit)
Curtailment Up to £5,000 £75 Up to £1,500 £150
Missed Departure Up to £1,000 Nil Up to £750 Nil
Travel Delay Up to £100 Nil Up to £100 Nil
Abondonment Up to £5,000 £75 Up to £1,500 £150
Personal Accident Up to £25,000 Nil Up to £15,000 Nil
Medical Emergency Expenses Up to £10,000,000 £75 Up to £10,000,000 £150
Medical Inconvenience Benefit Up to £1,000 Nil Up to £1,000 Nil
United Kingdom Expenses Up to £500 £75 Up to £250 £150
Personal Property Up to £2,000 £75 Up to £1,000 £150
Single Article Limit £250 £75 £200 £150
Valuables Limit £250 £75 £200 £150
Sunglasses Limit £75 Nil £75 Nil
Delayed Baggage Up to £100 Nil Up to £100 Nil
Personal Money Up to £500 (Cash limited to £250) £75 Up to £300 (Cash limited to £200) £150
Loss of Passport Up to £200 Nil Up to £200 Nil
Personal Liability Up to £2,000,000 Nil Up to £2,000,000 Nil
Hijack Up to £500 Nil Nil Nil
Mugging Benefit Up to £500 Nil Nil Nil
Ski Equipment Up to £1,000 £75 Up to £1,000 £75
Single Article Limit £250 £75 £250 £75
Ski Hire Up to £300 Nil Up to £300 Nil
Delayed Ski Equipment Up to £100 Nil Up to £100 Nil
Ski Pack Up to £300 Nil Up to £300 Nil
Piste Closure Up to £250 Nil Up to £250 Nil
Avalanche Closure Up to £150 Nil Up to £150 Nil
End Supplier Failure Insurance Up to £2,000 Nil Up to £2,000 Nil
Golf Equipment Up to £1,000 £75 Up to £1,000 £75
Single Article Limit £250 £75 £250 £75
Golf Hire £400 Nil £400 Nil
Loss of Green Fees Up to £375 Nil Up to £375 Nil
Hole In One Up to £100 Nil Up to £100 Nil
Legal Costs and Expenses Up to £25,000 Nil Up to £25,000 Nil