Here you can find details of the level of cover offered by both our levels of cover. For any queries please refer to the relevant policy wording or contact the Fit4Travel team.
Using the below you can compare the two levels of cover side by side. To view further details on either level of cover please refer to our policy wording.
| Platinum | Silver | |||
|---|---|---|---|---|
| Cover | Excess | Cover | Excess | |
| Cancelling your trip / Curtailment | Up to £5,000 | £75 | Up to £2,000 | £150 |
| Medical expenses | Up to £10,000,000 | £75 | Up to £10,000,000 | £150 |
| Cancelling your trip due to Coronavirus (Covid19) | Nil | Nil | Up to £5,000 | £75 |
| Cutting short your trip due to Coronavirus (Covid19) | Nil | Nil | Up to £5,000 | £75 |
| Dental Expenses | Up to £400 | Nil | Up to £400 | Nil |
| Additional accommodation and travelling costs | Up to £2,000 | Nil | Up to £1,000 | Nil |
| Expenses within the United Kingdom | Up to £5,000 | £150 | Up to £5,000 | £150 |
| Hospital benefit | Up to £100 per 24 hours up to £1,000 | Nil | Up to £100 per 24 hours up to £1,000 | Nil |
| Personal Accident** | Up to £25,000 | Nil | Up to £15,000 | Nil |
| Loss of Limb(s)/Eye(s) | Up to £25,000 | Nil | Up to £15,000 | Nil |
| All Benefits if under 18 or over 75 | Up to £1,000 | Nil | Up to £1,000 | Nil |
| Death (18 to 75) | Up to £25,000 | Nil | Up to £15,000 | Nil |
| Death (under 18 or over 75) | Up to £5,000 | Nil | Up to £5,000 | Nil |
| Baggage | Up to £2,000 | £75 | Up to £1,500 | £150 |
| Single Item Limit | Up to £250 | £75 | Up to £250 | £150 |
| Valuables Limit | Up to £250 | £75 | Up to £250 | £150 |
| Sunglasses Limit | Up to £70 | Nil | Up to £75 | Nil |
| Delayed Baggage | £25 per 12 hours up to £100 | Nil | £25 per 12 hours up to £100 | Nil |
| Personal Money and Cash | Up to £500 | £75 | Up to £300 | £150 |
| Cash Limit | Up to £250 | £75 | Up to £200 | £150 |
| Cash Limit if under 18 | Up to £50 | Nil | Up to £50 | Nil |
| Loss of travel documents | Up to £200 | Nil | Up to £200 | Nil |
| Personal Liability | Up to £2,000,000 | £75 | Up to £2,000,000 | £150 |
| Travel Delay | £20 per 12 hours up to £300 | Nil | £20 per 12 hours up to £1,000 | Nil |
| Holiday Abandonment (after 12 hours delay) | £5,000 | £75 | £2,000 | £150 |
| Missed Departure | Up to £1,000 | £75 | Up to £750 | £150 |
| Catastrophe – Uninhabitable accommodation | £1,000 | £75 | £750 | £150 |
| Legal Expenses | Up to £25,000 | £75 | £25,000 | £150 |
| Hijack | £50 per 24 hours up to £500 | Nil | Nil | Nil |
| Mugging | £50 per 24 hours up to £500 | Nil | Nil | Nil |
| Pet Care | £15 per 24 hours up to £150 | Nil | £15 per 24 hours up to £150 | Nil |
| Golf Equipment | £1,000 | £75 | £1,000 | £150 |
| Single Item Limit | £500 | Nil | £500 | Nil |
| Golf Equipment Hire | £40 per 24 hours up to £400 | Nil | £40 per 24 hours up to £400 | Nil |
| Green Fees | £75 per 24 hours up to £300 | Nil | £75 per 24 hours up to £300 | Nil |
| Back on-board cover | £500 | £75 | £250 | £150 |
| Missed Port Departure | £750 | Nil | £500 | Nil |
| Cabin Confinement | £75 per day up to £750 | Nil | £50 per day up to £500 | Nil |
| Cruise Itinerary Changes | £100 per port up to £500 | Nil | £50 per port up to £250 | Nil |
| Unused Excursions | £500 | £75 | £250 | £150 |
| Cruise Interruption | £750 | Nil | £500 | Nil |
| Ski Equipment | £1,000 | £75 | £1,000 | £150 |
| Owned Single Item Limit | £250 | £75 | £250 | £150 |
| Hired Single Item Limit | £250 | Nil | £250 | Nil |
| Ski Hire | £75 per 24 hours up to £300 | Nil | £75 per 24 hours up to £300 | Nil |
| Delayed Ski Equipment | £100 | Nil | £100 | Nil |
| Ski Pack | £30 per 24 hours up to £300 | Nil | £30 per 24 hours up to £300 | Nil |
| Piste Closure | £20 per 24 hours up to £200 | Nil | £20 per 24 hours up to £200 | Nil |
| Avalanche Closure | £20 per 24 hours up to £200 | Nil | £20 per 24 hours up to £200 | Nil |