Cover for travel delays is a common element of a travel insurance policy, its one of those little extras that doesn't come to the forefront until someone needs it. It's actually worth taking note of, especially when airlines are not required to compensate delayed travellers.
Should your travel plans be delayed for anything relating to the supplier you can claim for travel delay and receive compensation to help cover the costs of any unused prepaid expenses.
This section does not apply to trips within the United Kingdom.
1) For a benefit of £20 for the first full 12 hours you are delayed and £10 for each full 12 hours you are delayed after that, up to a maximum of £100 (regardless of the number of incidents of delay); or
2) up to the amount under the cancellation section of this policy (less £75 excess) if you abandon the trip (on the outward journey only) after the first full 12 hours;
if your outward or return flights, sea crossing, coach or train departure to or from the united Kingdom are delayed for more than 12 hours beyond the intended departure time (as specified on your travel ticket) as a result of:
1) for the first £75 of each and every incident per each insured person involved in the incident (this is only applicable if you abandon the trip);
2) if you do not check-in for the flights, sea crossing, coach or train departure before the intended departure time;
3) if you do not obtain written confirmation from the airline, shipping, coach or train company stating the period and the reason for the delay;
4) for any claims arising from withdrawal from service temporarily or otherwise of the aircraft, coach, train or sea vessel on the orders or recommendation of the Civil Aviation Authority or a Port Authority or similar body in any Country;
5) for anything mentioned in the General Exclusions.
NOTE – This section only applies for delays at your final international departure point to or from the United Kingdom.